![]() ![]() Pencil creates the opportunity for someone to alter your check.Īlso, only use black or blue ink pens whenever possible. Only use ink pens when filling out a check. Nothing should be written outside of this field on the back of the check since it is reserved for the use of the bank. Most checks have a field for the payee's signature. The payee signs the back of the check when they deposit the check with their bank. Doing so allows someone to fraudulently complete your check. You should never leave any of the other fields blank, especially if you have already signed the check. Technically, the only field that doesn't need to be completed is the Memo/For line. If you have to void a check but don't need to keep it for any reason, it's usually a good idea to shred the check. Doing so prevents someone from cashing the check if it falls into the wrong hands. Writing "void" in large letters across the face of the check is usually the best way to handle this. Tip: Looking for a new bank account? Take a look at Citibank's checking bonuses for new customers. There, you'll include the check number, date, memo, amount, and running balance for your checking account.Īdding a check to your check register right away prevents the unfortunate situation where you may have overdrawn your account because a check cleared that you forgot you wrote. Most businesses that receive an unsigned check will return it and consider it as a "non-payment." Step 7: Record Information in Your Check RegisterĪfter you've completed the check and removed it from your checkbook, record the information in your check register, whether it's paper or electronic. Without your signature, the check cannot be deposited by the payee. Step 6: Sign the Checkįinally, the check must be signed by you on the signature line in the lower right-hand corner. Be sure to double-check with the payee to see if they need specific information in the memo line. If you're writing a check to a business, they may want you to add specific information here to help them process the payment, such as an account number. What you write here can be as minimal as you'd like. ![]() In the bottom left-hand corner, there is a line for you to specify what the check is for. Banks consider this the legal amount the check can be cashed for, regardless of the amount in numbers. $2,345 would be written as "two thousand three hundred forty-five." There's no need to write "dollars."Īlways double check you correctly wrote the amount in words. If you're dealing with a whole number (meaning, no cents), simply write it how you would say it. This goes on the line below the Pay to the Order of line. Step 4: Write the Amount in WordsĪfter writing the check amount in numbers, you'll also write the amount in words. Write the amount of the check in numbers, using commas if the number is greater than three digits, and a decimal point if your check includes cents (for example, $2,345.67). On the right-hand side, there's a box or line where you'll write how much the check is for. Using "or" allows the check to be deposited with only one signature on the back. If you write "and," then both people will have to endorse the back of the check. Keep in mind, however, what word you use to separate the names. Yes, you can pay more than one person with a single check. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.Can I write more than one name in the payee line? These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful. ![]()
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